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Mar 31, 2026 · HMDA News and Updates Tracking news, releases, updates, and corrections to HMDA publications, data products, documentation, and tools. Change Log Data Publication The HMDA …
Apr 26, 2026 · The HMDA was enacted by Congress in 1975 to address concerns over discriminatory lending practices and ensure lenders serve the needs of their communities.
Dec 13, 2024 · About HMDA The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level information about mortgages.
HMDA requires the use of metropolitan statistical areas defined by OMB for a variety of purposes: determining whether a lender has reporting obligations, reporting property location, providing …
Dec 8, 2025 · Review the compliance information on the requirements for the Home Mortgage Disclosure Act, or HMDA.
Apr 1, 2025 · HMDA was originally enacted by Congress in 1975 and is implemented by Regulation C, 12 CFR part 1003. The FFIEC has played a central role in implementing HMDA since 1980 and it …
The CFPB publishes annual reports analyzing mortgage market activity and trends based on HMDA data. [4] Lenders themselves use HMDA data for Community Reinvestment Act compliance and self …
1 12 USC 2801–2810. The HMDA Interagency Examination Procedures cover HMDA data collected in or after 2018, that is, for loans and applications for which final action was taken in or after 2018.
This fact sheet provides an overview of the Home Mortgage Disclosure Act (HMDA) – as outlined by Regulation C – which requires financial institutions to maintain, report, and publicly disclose loan …
Dec 8, 2022 · The Department relied on Home Mortgage Disclosure Act (“HMDA”) data, which is loan-level data required by law to be submitted to the federal government by institutions making home …
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